You have insurance in effect, you’re switching to a new plan. Think it’s easy? HIPPA will insure continuous coverage? Think again. The state of Tennessee may think otherwise. Apparently, a TN. law says HIPPA doesn’t apply when going from a group policy to an individual policy. Oh, you can get continuous coverage, but it’s going to cost you double! If you don’t mind waiting for 12 months to be coverd for pre-existing conditions, a policy might cost you $1200 a month. The guaranteed issue policy is a cool $3600 a month. So yeah, you can get it, but if you can afford it you can probably also afford to self insure.
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